手机银行是将移动通信运营商的无线通信网络和银行金融系统相连,使手机成为随时、随地、随身的个人移动金融服务终端。作为一种结合了货币电子化与移动通信的崭新服务,手机银行不仅可以使人们在任何时间、任何地点处理多种金融业务,也极大地丰富了银行服务的内涵,使银行能以便利、高效而又较为安全的方式为客户提供传统和创新的服务,随着3G技术的不断普及,手机上网愈加方便快捷以后,手机银行也将迎来发展的春天。文章简述了了手机银行的发展现状和发展中存在的问题,并提出了相应的几点建议。
Mobile phone bank will mobile operators of wireless communication network and bank financial system is linked together, make handset become anywhere, at any time, and carry-on personal mobile financial service terminals. As a kind of combined monetary electronic and mobile phone bank, new services can not only make people in any time, any place handle a variety of financial business, also greatly enriched the bank service connotation, so that Banks can with convenient, efficient and relatively safe ways to provide tradition and innovation service, along with the increasing popularity of 3G technology more convenient, mobile Internet, mobile phone Banks will also after welcome the development of spring. This article briefly states the development of mobile phone bank can present situation and existing problems, and puts forward some corresponding Suggestions.
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