转账分为手机转账和电脑转账，这里以电脑转账为例，具体步骤如下：
登录个人或者企业支付宝主页面后，进入自己的支付宝。如图。
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2.点击“转账”按钮，进入操作页面。如图。
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3.在支付宝页面紧贴导航栏目中间下方，有“转账到支付宝”跟“转账到银行卡”两个提示。点击“转账到银行卡”。如图。
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4.在“收款人”方框里面，有一个小的三角形按钮，点开这个三角形，这个时候，就会弹出各种合作银行的标志，选择正确的银行用户，才能进行下一步的操作。如图。
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5.在第二个小方框里面输入相应的银行卡账号，就是要转账的银行卡账户。如图。
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6.在账号输入框下面，也就是第三个方框，这个是输入银行卡用户的名称，名称要跟银行卡账号匹配，字打错了就无法完成操作。如图。
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7.在“付款金额”一栏中填写上需要转账的金额，付款金额数值不能小于0.01元，不能超过50000元。如图。
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8.在付款方式选项中，有“电脑付款”跟“手机付款”两个功能，点击“电脑付款”。（注：有手续费）如图。
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9.选择“电脑付款”，有两种支付方法，一种是白天6:00到下午20:00时间段里面使用的2小时快速到账功能，手续费会贵一些，如果选择“次日到账”手续费会少些，而且是全天候可以使用。如图。
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10.在“付款说明”一栏里面填写上付款的用途，以免收款人忘记收到了什么方面的款项。必要时，把短信通知一栏也勾上。再把“支付宝转账到银行卡服务协议”阅读一遍，把提示框给勾上，点击“下一步”。如图。
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11.进入下一个页面后，仔细看一下有没有出现错误，没有的话，点击“确认信息并付款”。如图。
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12.最后再次看一下信息，没有问题后，在“支付宝支付密码”一栏中输入自己的支付密码，最后点击“确认付款”按钮，整个操作流程就完成了。如图。
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