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贫困大学生每年可贷6000元
建行承办大连地区13所省属高校2008~2009学年和2011~2012学年助学贷款业务

晨报讯(首席记者苏琳) 昨日下午,辽宁省政府与中国建设银行大连市分行举行“新一轮国家助学贷款合作签约仪式”。根据双方签署的《国家助学贷款业务合作协议》,建设银行大连市分行将承办大连地区所有13所省属高校的助学贷款业务,合作期限包括2008~2009学年和2011~2012学年。

此次签约是辽宁省政府与建设银行继2000年助学贷款业务首度联手之后的延续。

国家助学贷款贴息实行借款学生在校期间100%由财政补贴。借款学生毕业后的贷款利息及罚息由其本人全额支付。毕业后两年内没有正常就业的,经学校和有关就业部门审核报同级教育、财政部门批准继续执行财政贴息政策。

相关部门发布的数据显示,目前,我省贫困学生大概占在校生总数的20%,省属高校在校大学生约有60万,新一轮国家助学贷款业务预计将惠及到12万贫困大学生。

学生毕业后的去向很难掌握,频频跳槽也可能造成学生欠贷。对于可能出现的不良率,建设银行大连市分行行长杨文升说“能够承受”,因为人才的价值无法用金钱计算,“企业支持教育不仅是承担社会责任,也是为自身未来的发展储备人力资源”。

省教育厅副厅长李树森说,对寒门学子而言,品学兼优的学生有机会获得国家与辽宁省政府设立的每人每年8000元的奖学金,或每人每年5000元的励志奖学金等。但奖学金及助学金都有一定比例限制,对更多的贫困学生而言,贷款是助其完成学业的更直接有效的途径。

建设银行大连市分行方面介绍,截至2008年12月末,建设银行大连市分行已累计发放助学贷款4.8亿元,支持2.8万余名学子完成了学业。

相关负责人介绍,申报助学贷款须先经过学校初审,之后报至银行方面,经审核15个工作日后放款。每人每学年最高可贷款6000元,按基准利率执行

The impoverished university student might loan 6000 Yuan every year the Construction Bank to undertake Dalian area 13 to save is university 2008~2009 school years and 2011~2012 school year assistance loan business the morning paper news (chief Reporter Su Lin) yesterday afternoon, the Liaoning provincial government and the China Construction Bank Dalian Branch holds “the new round national assistance loan cooperation signing ceremony”. Signs "National Assistance Loan business Cooperative agreement" according to both sides, the Construction bank Dalian fen about to undertakes Dalian area all 13 to save is the university the assistance loan business, the cooperation deadline including 2008~2009 school years and 2011~2012 school years. this signing was the Liaoning provincial government and the Construction bank assists students the loan business collaborated for the first time the extension after 2000. the country assistance loan deducted interest implements the loan student in school period 100% by fiscal subsidy. After the loan student graduates the loans interest and punishes the rest to pay by its myself sum total. Graduates in the latter two years not to have the normal employment, verifies the newspaper same level education, the Finance department by the school and the related employment department to authorize to continue to carry out the financial deducted interest policy. the related department issued the data demonstrated that at present, our province impoverished student accounts for the enrolled student total probably 20%, the province is the university approximately has in the school university student 600,000, new round national assistance loan business estimate Hui Jidao 120,000 impoverished university students. after the student graduates the whereabouts to be very difficult to grasp, changes job repeatedly also possibly causes the student to owe the loan. Possibly regarding the fraction defective which appears, construction bank Dalian Branch President Yang Wensheng said that “can withstand”, because talented person's value is unable with the money computation, “the enterprise supports the education not only undertakes the community responsibility, also will be for own future development reserve human resources”. the province education department deputy director plum tree woods said that speaking of my impoverished family scholars, the excellent in conduct and academy student has the opportunity to obtain each person of every year 8000 Yuan scholarships which the country and the Liaoning provincial government set up, or each person of every year 5000 Yuan pursue a goal with determination the scholarship and so on. But the scholarship and the stipend have the certain proportion limit, speaking of more impoverished students, the loan is helps it to complete the studies a more direct effective way. the construction bank Dalian Branch aspect introduced that up to the end of December, 2008, the construction bank Dalian Branch accumulated the provide assistance to loan 480,000,000 Yuan, supported 28,000 scholar to complete the studies. the related person in charge introduced that reported assists students the loan to first after the school first trial, afterward the newspaper to the bank aspect, after verifying 15 working days loans. Each person of each school year is highest may loan 6000 Yuan, according to datum interest rate execution
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第1个回答  2009-03-30
Poor students each year 6,000 loan
CCB 13 contractors in Dalian University of provincial school in 2008 and 2011 ~ 2009 ~ 2012 school year, student loan business

Morning inquiry (Su Lin, chief reporter) yesterday afternoon, Liaoning Provincial Government and Dalian Branch of China Construction Bank held a "new round of national student loan signing ceremony of cooperation." According to the two sides signed a "national student loan business cooperation agreement," Construction Bank branch in Dalian in Dalian will host all of the 13 provincial student loans college business cooperation, including the period 2008 ~ 2009 ~ 2012 school year and the 2011 school year.

The Liaoning provincial government signed with the China Construction Bank are following the student loan business in 2000 after an extension of the first joint.

National Student Loan Student loan discount implemented at the school during the financial subsidies from 100 percent. After graduation, students borrowing the loan interest and penalties paid in full by himself. No later than two years after graduating from normal employment, employment by the School and the audit department at the same level of education, the approval of the financial sector continue to implement the financial discount policy.

Issued by the relevant departments show that at present, poverty in our province students at school accounted for approximately 20% of the total, provincial colleges and universities, about 600,000 college students, a new round of national student loan business is expected to benefit 12 million poor college students.

After graduation, students have the future it is very difficult, may also be caused by frequent job欠贷students. The rate of possible adverse events, Dalian Branch of China Construction Bank president Yang Sheng said, "can bear", because the value of talent can not be in monetary terms, "corporate support for education is not only a commitment to social responsibility, but for the future development of its own reserves of human resources . "

Department of Education Office of the Deputy Director Li Shusen said that寒门students, the students have good academic performance and access to the country and the Liaoning provincial government to set up 8,000 yuan per person per year of the fellowship, or 5,000 yuan per person per year, such as the inspirational fellowship. However, the scholarships and grants must have a limit on the more needy students, the loans enable them to complete their studies are more direct and effective way.

Dalian Branch of China Construction Bank introduced, as 12 at the end of 2008, Dalian Branch of China Construction Bank has issued 480 million yuan loans to support the 2.8 million students who finish their studies.

Introduce the relevant person in charge, student loans must declare the first instance, after school, after the banks reported to have reviewed 15 working days after the lender. Each academic year loan to a maximum 6,000 yuan, according to the implementation of the benchmark interest rate
第2个回答  2009-03-30
Poor students each year 6,000 loan

CCB 13 contractors in Dalian University of provincial school in 2008 and 2011 ~ 2009 ~ 2012 school year, student loan business

Morning inquiry (Su Lin, chief reporter) yesterday afternoon, Liaoning Provincial Government and Dalian Branch of China Construction Bank held a "new round of national student loan signing ceremony of cooperation." According to the two sides signed a "national student loan business cooperation agreement," Construction Bank branch in Dalian in Dalian will host all of the 13 provincial student loans college business cooperation, including the period 2008 ~ 2009 ~ 2012 school year and the 2011 school year.

The Liaoning provincial government signed with the China Construction Bank are following the student loan business in 2000 after an extension of the first joint.

National Student Loan Student loan discount implemented at the school during the financial subsidies from 100 percent. After graduation, students borrowing the loan interest and penalties paid in full by himself. No later than two years after graduating from normal employment, employment by the School and the audit department at the same level of education, the approval of the financial sector continue to implement the financial discount policy.

Issued by the relevant departments show that at present, poverty in our province students at school accounted for approximately 20% of the total, provincial colleges and universities, about 600,000 college students, a new round of national student loan business is expected to benefit 12 million poor college students.

After graduation, students have the future it is very difficult, may also be caused by frequent job欠贷students. The rate of possible adverse events, Dalian Branch of China Construction Bank president Yang Sheng said, "can bear", because the value of talent can not be in monetary terms, "corporate support for education is not only a commitment to social responsibility, but for the future development of its own reserves of human resources . "

Department of Education Office of the Deputy Director Li Shusen said that寒门students, the students have good academic performance and access to the country and the Liaoning provincial government to set up 8,000 yuan per person per year of the fellowship, or 5,000 yuan per person per year, such as the inspirational fellowship. However, the scholarships and grants must have a limit on the more needy students, the loans enable them to complete their studies are more direct and effective way.

Dalian Branch of China Construction Bank introduced, as 12 at the end of 2008, Dalian Branch of China Construction Bank has issued 480 million yuan loans to support the 2.8 million students who finish their studies.

Introduce the relevant person in charge, student loans must declare the first instance, after school, after the banks reported to have reviewed 15 working days after the lender. Each academic year loan to a maximum 6,000 yuan, according to the implementation of the benchmark interest rate
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