第1个回答 2022-06-16
在1月金融数据创下历史单月新高后,2月数据相比低迷了不少。据
央行3月11日公布的最新数据,2月社融规模增量为1.19万亿元,人民币贷款增加1.23万亿元,而1月这两项数字分别为6.17万亿元、3.98万亿元。虽然1月数据“爆表”主要是政策发力和季节性因素推动,2月本来也是传统的“信贷
小月”,又赶上了春节假期,但居民和企业信贷需求的疲弱程度还是让业内有些意外。业内机构和人士较为一致的观点是,2月金融数据是阶段性偏弱,无须过度悲观,稳增长的效果会逐步显现。对于稳增长会不会动用降准降息工具,有两位受访分析师认为,降准降息概率加大,政府工作报告提出5.5%的GDP增速目标后,政策还要发力,“3、4月就是宽松窗口期”;但有一位受访券商首席固收分析师认为,降准降息的概率会越来越低,重点是宽信用。居民和企业融资需求整体偏弱,“房贷”增量罕见出现负数,根据央行3月11日公布的最新数据,2月社会融资规模增量为1.19万亿元,比上年同期少5315亿元,不过同比增速还达10.2%。拖累社融的主要是信贷和表外票据,数据显示,2月对
实体经济发放的人民币贷款增加9084亿元,同比少增超4300亿元;表外票据由正转负,同比减少超4800亿元。把2月新增的人民币贷款拆分来看,居民和企业融资需求都偏弱。其中作为“房贷”风向标的居民户中长期贷款罕见出现负数,2月减少459亿元,此前1月为增加7424亿元;包含信用卡、消费贷等在内住户部门短期贷款,2月也减少了2911亿元。“居民贷款减少,简单理解就是当月还款规模高于新增的消费规模。比如春节前发完年终奖,大家都把信用卡或消费贷还了,当月消费又有所减少,(短期贷款)余额自然就(减)少了。”
招商证券(14.860,0.27,1.85%)银行首席分析师廖志明对
新京报贝壳财经记者分析称,房贷增量也一样,房地产销售不佳,影响到按揭整体需求,装修及
装修贷款需求也会减少,加上2月疫情多发也影响了消费意愿。
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第3个回答 2021-11-16
Dear Sir or Madam,
My name is Li Ming, working as a product manager. I got the news that your organization has a vacancy for the position of production coordinator. I am writing the letter for the purpose of applying for the job.
In order to let you know that I am the right candidate, a brief introduction of myself is as follows. To begin with, as you can see from the enclosed resume, I have been working in the same field for 3 years, which has provided me with a large amount of professional knowledge and experience. Besides, my education focused on relevant knowledge and obtaining the manager certificates. Finally, I am highly motivated, energetic and cheerful, and above all, I have strong interpersonal skills.
I would be grateful if you could consider me favorably as an applicant for the position and offer me an interview. I am looking forward to a reply at your convenience.
Yours sincerely,
Li Ming
Dear Professor, William,
With reference to your requirements, I shall, without reservation, recommend Li Ming as an ideal candidate.
The reasons for my recommendation are three as follows. To begin with, his major in Product Management ensures that his educational background is right in line with the job. In addition, his previous experience as an I.T producer has helped lay a solid foundation for the position. Finally, he is a good team player, self-motivated and eager to learn.
I hope my introduction will help you. If you have any further questions regarding his ability or the recommendation, please do not hesitate to contact me.
Yours sincerely,
Li Ming
Dear Mr. Wang,
I’m writing the letter for the purpose of telling you my decision to resign from my present job next month.
There are three reasons for my resignation as follows. Firstly, I ever expected the job to be challenging and rewarding, which has turned out to be the opposite. In addition, the salary has proved to be much lower than you originally promised. Finally, too much unexpected extra work has a negative influence on my family. I intend to spend more time staying with my family. In short, I’ve made up my mind to quit my job after much deliberation.
Thank you for having offered me the splendid opportunity to work with those outstanding staff here. I genuinely hope that you will approve my resignation. And I am sincerely sorry for any inconvenience caused.
Yours sincerely,
Li Ming
Dear Qi,
I am writing the letter to make my sincere apology to you that _______.
I really have kept our appointment in my mind all these days. However, when I set out for the airport, I suddenly had a severe stomachache, so I had to go to the hospital to see a doctor. It’s unexpected and urgent and I must go. I am extremely sorry that I cannot keep my promise, but I wonder whether I could have another appointment with you next weekend if you are available.
I really do apologize for causing inconvenience. I hope you could forgive me and the settlement of the matter will be satisfactory to you.
Yours sincerely,
Li Ming
我写这封信是为了向您真诚地道歉_______。
这些天来,我一直在想着我们的约会。然而,当我出发去机场的时候,我突然胃痛得很厉害,所以我不得不去医院看医生。事情很紧急,我得走了。非常抱歉,我不能遵守我的承诺,但我想知道,如果你有时间,我是否可以与你下个周末的另一个约会。
给您带来不便,我深表歉意。我希望您能原谅我,这件事的解决将使您满意。
Notice
On behalf of school president, I have the honor to extend you an invitation to do something.
The activity will be arranged as follows. It is to be held at the meeting room at 9:00 a.m. on June 18, 2018. Several prominent scholars will be present and share their ideas on the topic of XX. If/Since you are an outstanding expert in this field, we really value your opinions. As an opening guest, if you could prepare a short speech within 20 minutes, it would be highly appreciated. Please let me know your decision at your earliest convenience so that we can make the necessary arrangement.
Since your presence is of vital importance to this occasion, I sincerely hope you can accept my invitation. We are looking forward to seeing you on that day.
Huang High School
2021.12
我很荣幸地代表学校校长向您发出邀请,邀请您做一些事情。
活动安排如下,会议定于2018年6月18日上午9:00在会议室举行。多位知名学者将出席并分享他们对主题的看法。如果/因为你是这一领域的杰出专家,我们非常重视你的意见。作为开场嘉宾,如果您能在20分钟内准备一个简短的演讲,将不胜感激。请尽早告知您的决定,以便我们作出必要的安排。
由于您的出席对这次活动至关重要,我真诚地希望您能接受我的邀请。我们期待着那天见到你。
Dear XX,
You have asked me for some advice with regard to... and I will try to give some useful suggestions.
When it comes to such a situation, I would like to make suggestions from the following aspects. Firstly, it is advisable for you to do something. Secondly, I would recommend that you should do something. Finally, your emphasis should be placed on doing something.
I hope you will find my suggestions helpful. I would be ready to discuss this matter with you in further detail.
Yours sincerely,
Li Ming
你问我关于……的一些建议。我会尽量给你一些有用的建议。
提到这种情况,我想从以下几个方面提出建议。首先,建议你做一些事情。其次,我建议你应该做些什么。最后,你的重点应该放在某些事情上。
我希望我的建议对你有帮助。我愿意和你进一步讨论这件事的细节。
Dear XX,
I am writing the letter for the purpose of drawing your attention to the fact that.... And I will try to make some conductive recommendations concerning....
It must be pointed out that the current situation is going from bad to worse. Therefore, it is urgent for us to take even more drastic actions. For one thing, we should enhance our people’s awareness of the gravity of this problem, which is of vital importance to the solution. For another, we should appeal to the authorities concerned to take stricter measures. Last but not least, experts should devise ways of alleviating the worsening trend.
I genuinely hope that you will take my advice into serious consideration. Looking forward to seeing some new changes.
Yours sincerely,
Li Ming
我写这封信的目的是要提请您注意....对于....,我也会尽量提出一些有指导意义的建议
必须指出目前的形势是越来越糟。因此,我们迫切需要采取更激烈的行动。一方面,我们应该提高人们对这个问题严重性的认识,这对解决这个问题至关重要。另一方面,我们应该呼吁有关当局采取更严格的措施。最后,专家们应该找出缓解恶化趋势的方法。
我真诚地希望你能认真考虑我的建议。期待看到一些新的变化。