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    • goal savings accounts是什么意思

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    推荐答案   2014-09-28
    国外银行账户分checking account和saving account。checking就是你随时都可以花的钱， saving就是为了保障你的财产安全比较固定的存的钱。也就是说，你不可以直接从ATM里取saving account里的钱，你要把钱从saving转到checking， 然后才可以直接用。Goal saving account指每一段时间银行自动帮你把你提前定的某一部分checking的钱转到saving里， 具体转多少你可以自己定，有的银行会要求最少每月$25，举个美元的例子。 然后就是具体每多长时间转一次也可以你自己决定。有的人可能觉得太多钱放到checking不安全，放到saving里既安全又赚利息，所以就会办一个这个goal saving account
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