第4个回答 2010-05-24
China's SMEs are an important part of the national economy. However, as China's market economy to further accelerate the process, SMEs are facing many difficulties, especially SMEs financing issue has become difficult to control the survival and development of SMEs in the main obstacle. To solve the problem of financing SMEs, the SME to the financial management of the environment in which to study. Financial environment for small and medium enterprises, the financial management of the environment an important component of the financing of SMEs is the impact of the most important external environment, every business operators, should be seriously analyzed, his study of the financial environment in which enterprises. Financial environment is a country in a financial system, the impact of downgrading the main activities of the various financial elements of the collection. In China, the financial environment for SME financing constraints have a great role. China's financial environment of the status quo is imperfect, system is not perfect, small and medium enterprises in the financial markets it is difficult to obtain funds through indirect financing, but only solved the development of the necessary funds, enterprises can be a strength to construction projects, and develop production, Occupying the market and profit. Because there is no adequate financial support, business activities, if any, can not be carried out. Therefore research firm financial environment for SMEs has a very important significance.
In this paper, the first SME financial management of a financial environment were discussed. Second, the exposition of the financial environment on the impact of financial management. Third, analysis of the financial environment for SMEs in the status quo. Then analyzed the reasons for SME financing difficulties. Finally, improving the financial environment of the decision-making were discussed. Through this research with a view to contribute to the development of SMEs.
Keyword: financial environment for SME financing channels of state-owned banks